Preferred Risk Policies

  1. Buildings written on Preferred Risk Policies are required to be located in zones B, C, or X on the FIRM in effect on the date of application and on the date of each subsequent renewal.
  2. A building that becomes ineligible for a Preferred Risk Policy due to a map change to a special flood hazard area (100-year floodplain) can be rewritten on a standard rated policy using zones B, C, or X.